Terms of Service

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing or using the website, products, or services provided by Compass Home Loans (“Company”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, you must not use our services.

2. Description of Services

Compass Home Loans provides mortgage-related services, including purchase and refinance loan assistance, appointment scheduling, and customer support. We may send you communications, including SMS text messages, related to your inquiries, appointments, or loan process.

3. SMS Messaging Terms

By providing your mobile number, you consent to receive SMS messages from Compass Home Loans.
Message frequency will vary based on your loan process and requests.
Standard message and data rates may apply.
You may opt out at any time by replying STOP to any message we send. You will receive a confirmation of your opt-out.
For help, reply HELP or contact us at [email protected] or (701) 425-2223.
Consent to receive messages is not a condition of purchase or service.

4. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

5. User Responsibilities

You agree to provide accurate and complete information when engaging with Compass Home Loans. You may not use our services for any unlawful purpose.

6. Intellectual Property

All content on this site, including text, images, graphics, and logos, is owned by or licensed to Compass Home Loans and is protected by copyright and trademark laws.

7. Disclaimer of Warranties

Services are provided “as is” without any warranties, express or implied, including merchantability or fitness for a particular purpose.

8. Limitation of Liability

To the fullest extent permitted by law, Compass Home Loans shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

9. Governing Law

These Terms are governed by the laws of the State of North Dakota, without regard to its conflict of law principles.

10. Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes your acceptance of the updated Terms.

11. Contact Information

Compass Home Loans
1630 1st Ave N Ste B
Fargo, ND 58102
Email: [email protected]
Phone: (701) 425-2223