Guiding you home

Why Compass Home Loans?

Home Loan Options

Compass Home Loans' goal is to always lower your total cost of home ownership. We stand out in the market by offering our unique ability to evaluate multiple lender options and combine that with unique specialty loan programs to create your best overall home loan option. This extensive network allows us to secure the most competitive rates and terms, tailored to meet your specific financial needs.


Unlike many competitors, we operate with low overhead so that we can offer loan products with lower margins and better rates for you. We do this to ensure competitive interest rates without compromising on service and quality.

This client specific focus on maximizing your value is what makes Compass Home Loans your go-to choice for mortgage solutions.

Professionalism

Compass Home Loans' main concern is YOU. Homebuying is a large commitment and can be a stressful experience. Compass Home Loans focuses on you every step of the way. Our educational based approach demystifies many home buying aspects and throughout the process we proactively work with you to make sure every step is done simply and on time.

The Compass difference shines through from the first phone call through being handed your keys. Don't just take our word for it, see what past clients have said.

Speed & Service

When you work with Compass Home Loans you will always know what to expect before you view the home. Our industry leading speed & service empowers you to act confidently and fast during the house hunting process.

Furthermore, once a house is under contract our loan speed is the fastest in the industry. This speed even turns into a competitive advantage when makes offers on homes. Ask us how quickly we can close a loan for your home buying needs.

TESTIMONIALS

CUSTOMER REVIEWS

"He got us a great rate and answered all our questions quickly."

Nicole Lauinger

You won't find a better person than Kray to care for your home loan. We had issues with undisclosed damage to the house we were buying that was found on the final walkthrough. Kray supported us the entire way to assist in making updates to the home loan to reflect changes needed in the negotiation process. When we had to cancel the home contract and find a new home quickly, Kray was instrumental in getting the paperwork completed with a quick turn around. Kray's expertise, knowledge, and timeliness were the main reason for us to be able to have a happy outcome. Can not recommend him enough!

K G

Kray Olson is nothing short of AMAZING! I had no clue what we were getting into when buying our first home. Kray walked us through the entire process and made sure we understood. Whenever a house hit the market, all I had to do was send him the link and he very quickly was able to show me a break down of a monthly payment. His response time was incredible which is needed in this market! His knowledge of housing programs is insane! We had 1 meeting and as we were talking he knew programs we would most likely qualify for just off the cuff. I was beyond impressed! Kray also had amazing communication with our realator! This was incredibly beneficial during our back and forth offer making with our seller. Overall I couldn't imagine anyone better for our home loan experience! Thank you Kray for all of your help and knowledge during our home buying process!!

Heidi Lunde

Kray is great. He is very knowledgeable and helped my wife and I work through several unique challenges while finding our next home. He and his team are patient, creative, and very supportive. It was a pleasure working with him and the entire Compass team and I couldn't recommend them enough

Eddie Hagberg

I highly recommend Loan Officer's Kray Olson for his outstanding service during my mortgage loan process. From the very beginning, he was professional, responsive, and incredibly knowledgeable, making what can often be a stressful experience smooth and straightforward. KRAY OLSON took time to explain every step clearly, answered all my questions promptly, and worked diligently to secure the best possible terms for my loan. His attention to detail and commitment to customer satisfaction truly set him apart. He was very quick to respond to me when ever I had questions Thanks to Compass Home Loan and KRAY OLSON FOR closing on time with no surprises, and I am so grateful with the service I received. I will definitely work with him again in the future and would recommend him to anyone in need of a reliable and trustworthy loan.

Hannibal Blojay

Kray was amazing to work with. He is very knowledgeable and goes above and beyond to answer your questions. He made the home buying process way less stressful and more enjoyable! We couldn’t recommend him enough.

Erica Solberg
1630 1st Ave N ste b, Fargo, ND 58102, USA

1630 1st Ave N Ste B

Fargo, ND 58102

701-561-8266

F: 720-293-0300

Compass Home Loans is a trade name of

Mountain State Financial Group LLC, NMLS# 1314257